Introduction: Access to basic healthcare services for the whole population has been a priority the successive governments in Senegal since independence. Mutual health insurance has been the driving force behind health coverage since the 2000s. This policy aimed to reach 75% coverage of the population by 2019. This study aims to describe the characteristics and also analyze the viability of mutual health insurances in Vélingara. Methodology: The mixed method was used to evaluate both the viability of mutual health insurances and the perception of the communities. Viability was evaluated in its four technical, functional, financial and institutional aspects. For the population's perception, interviews were conducted with beneficiaries, non-beneficiaries, community leaders and UHC officials. Results: At the institutional level, all of the mutual health insurances were viable and had internal regulations, a statute, a license and a bank account. On the technical level, they were exposed to the risk of adverse selection. On the other hand, from a functional point of view, none of mutual health insurances was viable, with a very low rate of retention. Finally, from a financial point of view, none of the mutual health insurances had the capacity to honor their medium- and long-term debts without resorting to external resources. In addition, the results of the survey showed a lack of information and a high cost of membership. Conclusion: All the mutual health insurances were experiencing difficulties and required urgent corrective measures and support from the state and local authorities.
| Published in | Central African Journal of Public Health (Volume 8, Issue 2) |
| DOI | 10.11648/j.cajph.20220802.18 |
| Page(s) | 74-79 |
| Creative Commons |
This is an Open Access article, distributed under the terms of the Creative Commons Attribution 4.0 International License (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted use, distribution and reproduction in any medium or format, provided the original work is properly cited. |
| Copyright |
Copyright © The Author(s), 2024. Published by Science Publishing Group |
Mutual Health Insurance, Evaluation, Viability, Perceptions, Vélingara
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APA Style
Diop Cheikh Tacko, Sane Omar, Leye Mamadou Mactar Mbacke, Sougou Ndeye Mareme, Ka Ousseynou, et al. (2022). Study of the Viability of Community-Based Mutual Health Insurances in the Department of Vélingara in 2019 in Senegal. Central African Journal of Public Health, 8(2), 74-79. https://doi.org/10.11648/j.cajph.20220802.18
ACS Style
Diop Cheikh Tacko; Sane Omar; Leye Mamadou Mactar Mbacke; Sougou Ndeye Mareme; Ka Ousseynou, et al. Study of the Viability of Community-Based Mutual Health Insurances in the Department of Vélingara in 2019 in Senegal. Cent. Afr. J. Public Health 2022, 8(2), 74-79. doi: 10.11648/j.cajph.20220802.18
AMA Style
Diop Cheikh Tacko, Sane Omar, Leye Mamadou Mactar Mbacke, Sougou Ndeye Mareme, Ka Ousseynou, et al. Study of the Viability of Community-Based Mutual Health Insurances in the Department of Vélingara in 2019 in Senegal. Cent Afr J Public Health. 2022;8(2):74-79. doi: 10.11648/j.cajph.20220802.18
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Download@article{10.11648/j.cajph.20220802.18,
author = {Diop Cheikh Tacko and Sane Omar and Leye Mamadou Mactar Mbacke and Sougou Ndeye Mareme and Ka Ousseynou and Gueye Boubacar and Sow Papa Gallo},
title = {Study of the Viability of Community-Based Mutual Health Insurances in the Department of Vélingara in 2019 in Senegal},
journal = {Central African Journal of Public Health},
volume = {8},
number = {2},
pages = {74-79},
doi = {10.11648/j.cajph.20220802.18},
url = {https://doi.org/10.11648/j.cajph.20220802.18},
eprint = {https://article.sciencepublishinggroup.com/pdf/10.11648.j.cajph.20220802.18},
abstract = {Introduction: Access to basic healthcare services for the whole population has been a priority the successive governments in Senegal since independence. Mutual health insurance has been the driving force behind health coverage since the 2000s. This policy aimed to reach 75% coverage of the population by 2019. This study aims to describe the characteristics and also analyze the viability of mutual health insurances in Vélingara. Methodology: The mixed method was used to evaluate both the viability of mutual health insurances and the perception of the communities. Viability was evaluated in its four technical, functional, financial and institutional aspects. For the population's perception, interviews were conducted with beneficiaries, non-beneficiaries, community leaders and UHC officials. Results: At the institutional level, all of the mutual health insurances were viable and had internal regulations, a statute, a license and a bank account. On the technical level, they were exposed to the risk of adverse selection. On the other hand, from a functional point of view, none of mutual health insurances was viable, with a very low rate of retention. Finally, from a financial point of view, none of the mutual health insurances had the capacity to honor their medium- and long-term debts without resorting to external resources. In addition, the results of the survey showed a lack of information and a high cost of membership. Conclusion: All the mutual health insurances were experiencing difficulties and required urgent corrective measures and support from the state and local authorities.},
year = {2022}
}
TY - JOUR T1 - Study of the Viability of Community-Based Mutual Health Insurances in the Department of Vélingara in 2019 in Senegal AU - Diop Cheikh Tacko AU - Sane Omar AU - Leye Mamadou Mactar Mbacke AU - Sougou Ndeye Mareme AU - Ka Ousseynou AU - Gueye Boubacar AU - Sow Papa Gallo Y1 - 2022/04/20 PY - 2022 N1 - https://doi.org/10.11648/j.cajph.20220802.18 DO - 10.11648/j.cajph.20220802.18 T2 - Central African Journal of Public Health JF - Central African Journal of Public Health JO - Central African Journal of Public Health SP - 74 EP - 79 PB - Science Publishing Group SN - 2575-5781 UR - https://doi.org/10.11648/j.cajph.20220802.18 AB - Introduction: Access to basic healthcare services for the whole population has been a priority the successive governments in Senegal since independence. Mutual health insurance has been the driving force behind health coverage since the 2000s. This policy aimed to reach 75% coverage of the population by 2019. This study aims to describe the characteristics and also analyze the viability of mutual health insurances in Vélingara. Methodology: The mixed method was used to evaluate both the viability of mutual health insurances and the perception of the communities. Viability was evaluated in its four technical, functional, financial and institutional aspects. For the population's perception, interviews were conducted with beneficiaries, non-beneficiaries, community leaders and UHC officials. Results: At the institutional level, all of the mutual health insurances were viable and had internal regulations, a statute, a license and a bank account. On the technical level, they were exposed to the risk of adverse selection. On the other hand, from a functional point of view, none of mutual health insurances was viable, with a very low rate of retention. Finally, from a financial point of view, none of the mutual health insurances had the capacity to honor their medium- and long-term debts without resorting to external resources. In addition, the results of the survey showed a lack of information and a high cost of membership. Conclusion: All the mutual health insurances were experiencing difficulties and required urgent corrective measures and support from the state and local authorities. VL - 8 IS - 2 ER -
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